Avoid These Common Title Issues When Buying a Home in Florida
Buying a home is one of the biggest investments you’ll ever make—especially in Florida’s competitive real estate market. But before you settle into your new property, it’s crucial to make sure the title is clear and free of any hidden problems. At Express Title Services LLC, we help homebuyers across Florida avoid costly surprises by identifying and resolving common title issues before closing.
Here are some of the most common title problems Florida homebuyers may encounter—and how to protect yourself against them.
1. Unknown Liens
Even if the seller appears financially stable, there could be unpaid debts tied to the property—such as contractor bills, back taxes, or HOA dues. These liens stay with the property, meaning you could become responsible for someone else’s debt. A comprehensive title search ensures that any outstanding liens are found and cleared before the sale is finalized.
2. Errors in Public Records
Clerical mistakes in property records are more common than most people realize. A misspelled name, incorrect legal description, or filing error can lead to delays or even legal disputes. At Express Title Services LLC, our title examiners carefully review public records to verify accuracy and correct any discrepancies before you close.
3. Unknown Heirs or Claims of Ownership
Florida law gives heirs the right to claim ownership of property passed down from deceased relatives. Sometimes, these heirs are unknown or surface after a property has already been sold. Without proper title research, you could face unexpected legal challenges. That’s why we verify the full ownership history and ensure the seller has clear rights to transfer the title.
4. Forged or Fraudulent Documents
Sadly, real estate fraud does happen—especially in high-demand areas like Florida. Forged signatures, impersonations, or fraudulent deeds can all cloud the title and put your ownership at risk. Working with a trusted title company like Express Title Services LLC helps safeguard your purchase by verifying all documents and identifying potential red flags early in the process.
5. Boundary or Survey Disputes
Even if a property looks clearly defined, outdated or missing surveys can lead to boundary disputes with neighbors. We recommend ordering a current survey as part of your closing process to ensure your property lines are accurate and legally recognized.
Why Title Services Matter
A clean title gives you legal ownership and peace of mind. Without professional help, these issues can delay your closing, cost thousands in legal fees, or put your home at risk. At Express Title Services LLC, we provide fast, accurate, and reliable title searches, insurance, and escrow services for buyers, sellers, and agents throughout Florida.
Protect your investment.
Trust Express Title Services LLC to guide you through a smooth and secure closing.
